Terms and Conditions of Use

Welcome to Halo (the “App”), owned and operated by Privacy Technologies LLC (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the Halo application, including all features, content, and services offered through the App, anywhere in the world.

1. Definitions

“App” means the Halo mobile application, web application, and any associated interfaces, APIs, widgets, or services operated by Privacy Technologies LLC.

“User” or “you” means any individual who accesses or uses the App.

“User Content” means any data, text, images, information, or other content submitted, uploaded, or input by a user through the App.

“AI Content” means any output, response, recommendation, plan, or content generated by the App’s artificial intelligence features.

“Premium Plan” means the paid subscription tier offering enhanced features and functionality.

“Personal Data” means any information relating to an identified or identifiable natural person, as defined by applicable data protection law (including the GDPR, UK GDPR, LGPD, PIPEDA, and similar legislation).

“Sensitive Data” means health, fitness, biometric, dietary, and financial data collected through the App, and any data classified as “special category data” under the GDPR or equivalent under other applicable law.

“Services” means all features, tools, content, and functionality made available through the App.

“Company IP” means all intellectual property owned by or licensed to Privacy Technologies LLC, including the App’s software, design, AI models, algorithms, trademarks, trade secrets, and all related materials.

“Confidential Information” has the meaning set forth in Section 15.1.

“Indemnified Parties” has the meaning set forth in Section 13.1.

“Applicable Data Protection Law” means all laws and regulations applicable to the processing of Personal Data, including but not limited to the EU General Data Protection Regulation (GDPR), the UK General Data Protection Regulation and Data Protection Act 2018 (UK GDPR), the Brazilian Lei Geral de Proteção de Dados (LGPD), the Canadian Personal Information Protection and Electronic Documents Act (PIPEDA) and Consumer Privacy Protection Act (CPPA), the Australian Privacy Act 1988, the Japanese Act on Protection of Personal Information (APPI), the South Korean Personal Information Protection Act (PIPA), the Singapore Personal Data Protection Act (PDPA), the California Consumer Privacy Act/California Privacy Rights Act (CCPA/CPRA), and any other applicable privacy or data protection legislation.

2. Eligibility and Account Registration

2.1 Age Requirements

Halo is available to users of all ages, subject to the following restrictions:

(a) Users Under the Applicable Age of Digital Consent: The age at which a minor may independently consent to data processing varies by jurisdiction: 13 in the United States (COPPA), 16 in most EU member states (GDPR Article 8, though individual member states may lower this to 13), 13 in the United Kingdom, 13 in Canada, 13 in Australia, 16 in South Korea, and as otherwise defined by local law. Users below the applicable age of digital consent in their jurisdiction (“Child Users”) must have verifiable parental or legal guardian consent before creating an account or using the App.

(b) Users Between the Age of Digital Consent and 18: Users who have reached the age of digital consent in their jurisdiction but are under 18 (“Teen Users”) may use the App with the permission of a parent or legal guardian.

(c) Age-Restricted Features: Certain features, including but not limited to financial tools, specific health-related content, and advanced AI capabilities, may be restricted, modified, or unavailable for users under 18 in compliance with applicable law.

(d) Minor Purchases: Users under the age of 18 may not purchase the Premium Plan or make any in-app purchases without the express consent and involvement of a parent or legal guardian.

2.2 Parental Controls

We may offer parental control features that allow parents or guardians to manage, monitor, and restrict certain content or features available to minors.

2.3 Account Registration

To access certain features of the App, you must create an account by providing accurate, current, and complete information.

2.4 Account Restrictions

You may not: create more than one account per individual; use another person’s account without their express permission; create an account using false or misleading information; or sell, transfer, or license your account to any third party.

2.5 Eligibility Representations

By using the App, you represent and warrant that you have the legal capacity to enter into these Terms.

3. Description of Services

3.1 Features

Halo is an AI-powered personal assistant application that provides features including: AI Personal Assistant, Fitness and Diet Guidance, Financial Assistance, and additional features as may be introduced.

3.2 Service Availability

We do not guarantee that the App or any specific feature will be available at all times or without interruption.

3.3 Beta Features

Beta Features are provided “as is” without any warranty of any kind.

3.4 Modifications to Services

We reserve the right to modify, update, suspend, or discontinue any feature at any time with fifteen (15) days advance notice for material changes to paid features.

4. Subscription and Payment Terms

4.1 Subscription Plan

The Premium Plan is HALO’s sole subscription tier; there is no free tier. Access to the Services requires an active paid subscription.

4.2 Billing and Renewal

Premium Plan subscriptions are billed on a recurring monthly basis. Subscriptions automatically renew unless canceled at least twenty-four (24) hours prior to the end of the current billing period.

4.3 No Trial Period

The Premium Plan does not include a free trial. Subscriptions begin billing immediately upon purchase, subject to the right of withdrawal described in Section 4.5.

4.4 Cancellation — No Penalty, No Questions Asked

You may cancel your Premium Plan subscription at any time, for any reason, with no cancellation fee, no penalty, and no questions asked.

4.5 Right of Withdrawal (EU/EEA/UK Users)

You have the right to withdraw within fourteen (14) days of purchase.

4.6 Price Changes

We will provide at least thirty (30) days advance written notice of any price increase.

4.7 Refunds

All subscription fees are generally non-refundable except where required by applicable law.

4.8 App Store Purchases

Purchases through third-party app stores are subject to that app store’s terms.

4.9 Taxes and Currency

All fees are exclusive of applicable taxes unless otherwise stated.

4.10 Payment Failure

If your payment method fails, we may suspend access to Premium features until payment is received.

4.11 Promotional Offers

Promotional pricing may be subject to additional terms and conditions.

5. Artificial Intelligence Disclaimers

5.1 No Professional Advice

AI Content does not constitute professional medical, health, fitness, nutritional, financial, legal, tax, investment, psychological, or any other form of professional advice.

5.2 Accuracy Limitations

AI-generated responses may contain errors, inaccuracies, incomplete information, or outdated information.

5.3 Not a Substitute for Professional Services

Halo is not a substitute for professional medical, financial, or other licensed services.

5.4 User Responsibility

Any reliance on AI Content is at your sole risk.

5.5 AI Training and Improvement

We may use anonymized and aggregated usage data to improve our AI models. No individually identifiable information will be used without your explicit opt-in consent.

5.6 Third-Party AI Providers

Halo may utilize third-party AI models and APIs.

5.7 AI Content Ownership and Limitations

AI Content is not guaranteed to be unique, original, or exclusive to you.

5.8 Automated Decision-Making

You have the right to obtain human intervention where automated processing produces legal effects.

6. Health, Fitness, and Dietary Disclaimer

6.1 General Health Disclaimer

These features are not intended to diagnose, treat, cure, or prevent any disease.

6.2 Physical Risk Acknowledgment

Physical exercise carries inherent risks.

6.3 Dietary Information

Dietary recommendations are general in nature and may not account for individual allergies or medical conditions.

6.4 Minors and Health Features

Health features used by minors must be supervised by a parent or guardian.

6.5 Eating Disorders and Mental Health

If you have a history of eating disorders or related conditions, please exercise extreme caution with diet and fitness features.

6.6 Not a Medical Device

Halo is not a medical device under any regulatory framework.

7. Financial Information Disclaimer

7.1 Not Financial Advice

Nothing in the App constitutes financial, investment, tax, accounting, or legal advice.

7.2 No Guarantees

We make no representations regarding the accuracy of any financial projections or estimates.

7.3 User Responsibility

You are solely responsible for your financial decisions.

7.4 Financial Data Security

Financial data is handled in accordance with our Privacy Policy. Privacy Technologies LLC does not store complete credit card numbers or bank account credentials.

7.5 Regulatory Compliance

Halo does not provide services requiring registration with the SEC, FINRA, FCA, or comparable regulatory bodies.

7.6 No Fiduciary Relationship

Nothing creates a fiduciary relationship between you and Privacy Technologies LLC.

8. User Data and Privacy

8.1 Privacy Policy

Your use is also governed by our Privacy Policy, incorporated by reference.

8.2 Data Collection

Categories collected may include personal identification, health and fitness data, dietary preferences, financial data, usage data, device information, and other voluntarily provided information.

8.3 Legal Basis for Processing

We rely on consent, contract performance, legal obligation, vital interests, public interest, or legitimate interests.

8.4 Sensitive Data and Explicit Consent

We implement appropriate technical and organizational measures to protect sensitive data including encryption at rest and in transit.

8.5 Children’s Privacy

We comply with COPPA, GDPR Article 8, and similar laws worldwide.

8.6 Data Retention and Deletion

You may request deletion at any time. We will delete within thirty (30) days.

8.7 Third-Party Sharing

We do not sell your Personal Data.

8.8 International Data Transfers

We ensure appropriate safeguards including Standard Contractual Clauses.

8.9 Data Breach Notification

We will notify within seventy-two (72) hours of becoming aware of a breach.

8.10 Your Privacy Rights

Rights include access, rectification, erasure, restriction, portability, objection, and withdrawal of consent.

8.11 California Residents

Notice at Collection under CCPA/CPRA.

8.12 Data Protection Officer

Contact Support@gethaloapp.com for data protection inquiries.

8.13 Do Not Track Signals

Response described in Privacy Policy.

9. User Conduct and Acceptable Use

9.1 Prohibited Activities

You may not engage in the following activities, including but not limited to: violating any applicable law or regulation; impersonation of any person or entity; unauthorized access to the App or its systems; distributing malware or malicious code; reverse engineering, decompiling, or disassembling the App; harassment, abuse, or harmful content generation; and sharing or transferring account credentials.

9.2 Enforcement

We may issue warnings, suspend accounts, terminate accounts, or report violations to law enforcement.

9.3 Reporting Violations

Report violations to Support@gethaloapp.com.

10. Intellectual Property

10.1 Company Ownership

All rights remain the exclusive property of Privacy Technologies LLC and its licensors.

10.2 Limited License

A limited, non-exclusive, non-transferable, revocable license for personal, non-commercial use.

10.3 User Content License

You retain ownership. You grant Privacy Technologies LLC a license to use content solely for providing and improving the Services.

10.4 AI-Generated Content

Provided for personal use. Not guaranteed unique or exclusive.

10.5 Feedback

You assign all rights in feedback to Privacy Technologies LLC.

10.6 DMCA and Copyright Complaints

Submit to Support@gethaloapp.com.

10.7 Counter-Notification

Submit to Support@gethaloapp.com. Jurisdiction: federal court in Denver, Colorado.

10.8 Repeat Infringers

Accounts will be terminated.

10.9 Trademarks

“Halo,” “Privacy Technologies,” and all related marks are property of Privacy Technologies LLC.

11. Third-Party Services and Links

Third-party services integrated with or linked from the App are not owned or controlled by Privacy Technologies LLC. We are not responsible for the content, privacy policies, or practices of any third-party services. Your use of any third-party service is at your own risk and subject to that third party’s terms and conditions.

11.1 Third-Party Technology

HALO utilizes Meta’s Llama language model technology. Llama 3.2 is licensed under the Llama 3.2 Community License, Copyright © Meta Platforms, Inc. All Rights Reserved. Built with Llama.

12. Limitation of Liability

12.1 Disclaimer of Warranties

12.2 Limitation of Damages

12.3 Cap on Liability

Total liability is limited to the greater of the amounts paid by you in the preceding twelve (12) months or $100.00 USD.

12.4 Health and Financial Liability

No liability for reliance on health or financial information provided through the App.

12.5 Jurisdictional Limitations

Statutory consumer rights are not affected. Liability for death or personal injury caused by negligence cannot be excluded.

12.6 Basis of the Bargain

These limitations form an essential basis of the bargain between you and Privacy Technologies LLC.

13. Indemnification

13.1 Your Indemnification Obligations

You agree to indemnify, defend, and hold harmless Privacy Technologies LLC, its officers, directors, employees, agents, and affiliates (the “Indemnified Parties”) from and against any claims, damages, losses, liabilities, costs, and expenses arising out of or related to your use of the App, your violation of these Terms, or your violation of any rights of a third party.

13.2 Indemnification Procedure

Privacy Technologies LLC will provide you with prompt notice of any claim and will cooperate with you in the defense of such claim. Privacy Technologies LLC reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you.

14. Termination

14.1 Termination by You

You may terminate your account at any time through account settings or by contacting Support@gethaloapp.com.

14.2 Termination by Us

We may terminate or suspend your access for violations of these Terms, fraud, extended inactivity, or discontinuation of the App.

14.3 Effect of Termination

Upon termination, your license to use the App is revoked and your data will be deleted in accordance with our retention policies. You may request a data export prior to termination.

14.4 Survival

Sections that by their nature should survive termination will remain in effect, including but not limited to: Intellectual Property, Limitation of Liability, Indemnification, Dispute Resolution, and General Provisions.

15. Confidentiality

15.1 Confidentiality Obligations

You agree to maintain the confidentiality of any non-public information disclosed to you through the App, including but not limited to proprietary features, algorithms, business practices, and any other information not generally known to the public (“Confidential Information”).

15.2 Exceptions

Confidentiality obligations do not apply to information that: (a) is or becomes publicly available through no fault of yours; (b) was known to you prior to disclosure; (c) is independently developed by you without use of or reference to Confidential Information; or (d) is required to be disclosed by law, regulation, or court order.

16. Export Compliance and Restricted Use

16.1 Export Regulations

The App is subject to U.S. Export Administration Regulations (EAR), EU Dual-Use Regulation, and applicable sanctions laws. You agree to comply with all applicable export laws and regulations.

16.2 Representations

You represent and warrant that you are not located in, or a national or resident of, any jurisdiction subject to comprehensive sanctions, and that you are not on any restricted party list.

17. Dispute Resolution

17.1 Governing Law

For U.S. users, these Terms are governed by the laws of the State of Colorado, without regard to conflict of law principles. For EU/UK users, the laws of your country of residence apply. For Australian, Brazilian, and Canadian users, local consumer protection laws apply.

17.2 Informal Resolution

Before initiating any formal dispute resolution, both parties agree to attempt to resolve the dispute informally through a sixty (60) day good faith negotiation period. Send notice to Support@gethaloapp.com.

17.3 Binding Arbitration (U.S. Users)

Any dispute not resolved informally shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. Arbitration shall take place in Denver, Colorado. For more information, visit adr.org.

17.4 Arbitration Fees

Fees shall be determined per the AAA Consumer Arbitration Rules.

17.5 Class Action Waiver (U.S. Users)

17.6 Jury Trial Waiver (U.S. Users)

17.7 Opt-Out Right (U.S. Users)

You may opt out of the arbitration agreement and class action waiver within thirty (30) days of first accepting these Terms by sending written notice to Support@gethaloapp.com.

17.8 Non-U.S. Users

For non-U.S. users, disputes shall be resolved through the courts and dispute resolution mechanisms of your jurisdiction of residence, in accordance with applicable local law.

17.9 Exceptions

Either party may bring claims in small claims court or seek injunctive relief in any court of competent jurisdiction.

17.10 Statute of Limitations

Any claim must be brought within one (1) year of the date the cause of action arose, where permitted by applicable law.

18. General Provisions

18.1 Modifications to Terms

We may modify these Terms with fifteen (15) days notice for non-material changes and thirty (30) days notice for material changes. Continued use after the notice period constitutes acceptance.

18.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

18.3 Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Privacy Technologies LLC regarding the App.

18.4 Waiver

No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

18.5 Assignment

You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights without restriction.

18.6 Force Majeure

Privacy Technologies LLC shall not be liable for any failure to perform due to circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemic, government actions, or internet or infrastructure failures.

18.7 Notices

Notices to Privacy Technologies LLC must be sent to Support@gethaloapp.com.

18.8 Headings

Section headings are for convenience only and have no legal effect.

18.9 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights.

18.10 Electronic Communications Consent

You consent to receive communications from us electronically. Electronic communications satisfy any legal requirement that such communications be in writing.

18.11 Relationship of the Parties

Nothing in these Terms creates a joint venture, partnership, employment, or agency relationship between you and Privacy Technologies LLC.

18.12 Interpretation

“Including” means “including without limitation.”

18.13 Government Users

The App is a commercial item as defined under 48 C.F.R. §2.101.

18.14 Compliance with Laws

You agree to comply with all applicable laws and regulations in connection with your use of the App.

18.15 Language

In the event of any conflict between a translated version of these Terms and the English version, the English version shall prevail.

19. Accessibility

Privacy Technologies LLC is committed to making the App accessible to all users, in accordance with the Americans with Disabilities Act (ADA), the European Accessibility Act, the UK Equality Act 2010, and the Web Content Accessibility Guidelines (WCAG). If you experience any accessibility issues, please contact Support@gethaloapp.com.

20. Contact Information

Privacy Technologies LLC

Email: Support@gethaloapp.com
DMCA / Copyright Agent: Support@gethaloapp.com
Data Protection Officer / Privacy Team: Support@gethaloapp.com
Mailing Address: Available upon request at Support@gethaloapp.com
Website: gethaloapp.com